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Commit-time authorization semantics in agent-initiated payments (scope clarification) #8

@creativ-solutions

Description

@creativ-solutions

This issue raises a general scoping question relevant to agent-initiated payment authorization, independent of any specific implementation.

Context

In agent-driven commerce flows, payment authorization necessarily crosses a boundary where an abstract operation (“initiate payment”) becomes an irreversible economic commitment.

Across the ecosystem, different systems implicitly or explicitly derive commit-time semantics from a mix of:

  • agent-issued operations,
  • observed UI or page state,
  • interpreted intent,
  • or backend reconciliation logic.

Architectural question

At that commit boundary, there appears to be an open semantic question:

What exactly is the object being authorized for payment, and how tightly is authorization bound to a single, immutable economic state at the moment of commitment?

This question is orthogonal to agent authentication, replay protection, and transport security, but directly affects determinism, auditability, and liability attribution in agent-initiated checkout.

Relevance to TAP

As TAP defines cryptographic mechanisms for trusted agent operations, it may be useful to clarify how commit-time authorization semantics are intended to be scoped:

  • whether authorization is defined at the level of an operation,
  • a derived economic state,
  • or another explicitly defined object.

This issue is intended purely as a scoping and clarification question, not as a proposal or critique.

Creativ Solutions BV

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