An automated investment fund designed to provide universal basic income through compound growth.
Red-brick is a community-funded investment pool that grows over decades to eventually provide monthly basic income to participants. The system works on a simple principle: invest contributions, distribute returns sustainably.
As long as annual distributions stay below investment returns, the fund grows indefinitely while supporting more people each year.
Starting with $1M and 7% annual returns, the fund could theoretically grow to support:
| Year | Fund Balance | Annual Return (≈7%) | People (2ⁿ) | Monthly donation per person |
|---|---|---|---|---|
| 1 | $1M | $70K | 0 | $0 |
| 5 | $1.4M | $100K | 2 | $2,000 |
| 10 | $2M | $140K | 4 | $2,400 |
| 15 | $3M | $210K | 8 | $2,200 |
| 20 | $5M | $350K | 16 | $1,800 |
| 25 | $9M | $630K | 32 | $1,600 |
| 30 | $16M | $1.1M | 64 | $1,700 |
| 40 | $32M | $2.2M | 128 | $1,800 |
| 50 | $64M | $4.5M | 256 | $2,000 |
| 60 | $128M | $9M | 512 | $2,200 |
| 70 | $256M | $18M | 1,024 | $2,400 |
| 80 | $512M | $36M | 2,048 | $2,600 |
| 90 | $1B | $72M | 4,096 | $2,800 |
| Year | Fund Balance | People Supported |
|---|---|---|
| 100 | $2B | 8,000 |
| 125 | $8B | 20,000 |
| 150 | $35B | 70,000 |
| 175 | $150B | 300,000 |
| 200 | $600B | 1,000,000 |
| 225 | $2.5T | 4,000,000 |
| 250 | $10T | 15,000,000 |
| 275 | $40T | 60,000,000 |
| 300 | $160T | 250,000,000 |
